OPTIONAL ADD-ON

Enhance Your Shield:
Critical Cover Extra

Health insurance covers the hospital. Critical Cover protects your lifestyle. Secure a lump-sum cash benefit upon diagnosis of critical illnesses.

  • Lump Sum Cash

    Receive the full benefit amount directly upon diagnosis.

  • Flexible Usage

    Use funds for recovery, lifestyle adjustments, or alternative treatments.

Family on the beach
BENEFIT EXAMPLEPHP 1,500,000 Cash Benefit

What is Blue Royale?

Blue Royale is a premium, US Dollar-denominated medical plan that offers one of the most comprehensive ranges of healthcare benefits available in the Philippines.

With an elite coverage limit of up to $2,000,000 each year, it removes all borders from your healthcare. Whether you want to be treated in a top hospital in Manila, a specialized clinic in Europe, or anywhere else globally, Blue Royale covers you.

Who Is This For?


  • Executives & HNW Families

    Individuals who demand access to the world's best medical facilities and elite care.

  • International Travelers & Expats

    Frequent flyers who need their health plan to travel seamlessly with them across borders.

  • Multigenerational Coverage

    From newborns to seniors up to 100 years old. Lifelong protection for your entire family tree.

The Elite Benefits

Exclusive advantages designed for a global lifestyle.

  • Absolute Global Freedom

    Complete freedom of choice to select your preferred doctor, specialist, pharmacy, and hospital—anywhere in the world.

  • Up to $2,000,000 Limit

    Elite financial protection against major illnesses, organ transplants, and critical care with dollar-denominated stability.

  • Worldwide Rescue

    Includes built-in 24/7 emergency medical evacuation, repatriation, and compassionate visits to keep you safe no matter where you travel.

  • Extensive Travel+ Benefits

    Perfect for jet-setters. It covers medical emergencies for overseas trips up to 90 days, plus travel inconveniences like flight delays, trip cancellations, and lost luggage.

  • Optional Income Protection

    Add the Critical Cover Extra rider to receive a lump-sum cash payout of up to $50,000 upon diagnosis of a major illness (like cancer or heart attack).

Optional Income Protection

Critical Cover Extra: Financial Peace of Mind

Lump Sum Cash

Receive the full benefit amount directly upon diagnosis to cover immediate costs.

The Benefit

Receive Up to $50,000 Cash: Your Safety Net for Major Illnesses.

Total financial protection if diagnosed with cancer, heart attack, or other major conditions.

Inquire & Book a Consultation

Flexible Usage

Use funds for recovery, lifestyle adjustments, or any alternative treatments you choose.

Sean Camello

A MESSAGE FROM YOUR BROKER

"Why I recommend this plan: When a critical health crisis strikes, you don't want to be restricted by local hospital networks."

As your broker, I can help guide you through the application process for the Pacific Cross Blue Royale plan. It offers international, dollar-denominated coverage, and I’ll assist you in completing the requirements so the process is clearer and easier to manage.

Sean Camello