Enhance Your Shield:
Critical Cover Extra
Health insurance covers the hospital. Critical Cover protects your lifestyle. Secure a lump-sum cash benefit upon diagnosis of critical illnesses.
- Lump Sum Cash
Receive the full benefit amount directly upon diagnosis.
- Flexible Usage
Use funds for recovery, lifestyle adjustments, or alternative treatments.

What is Blue Royale?
Blue Royale is a premium, US Dollar-denominated medical plan that offers one of the most comprehensive ranges of healthcare benefits available in the Philippines.
With an elite coverage limit of up to $2,000,000 each year, it removes all borders from your healthcare. Whether you want to be treated in a top hospital in Manila, a specialized clinic in Europe, or anywhere else globally, Blue Royale covers you.
Who Is This For?
Executives & HNW Families
Individuals who demand access to the world's best medical facilities and elite care.
International Travelers & Expats
Frequent flyers who need their health plan to travel seamlessly with them across borders.
Multigenerational Coverage
From newborns to seniors up to 100 years old. Lifelong protection for your entire family tree.
The Elite Benefits
Exclusive advantages designed for a global lifestyle.
Absolute Global Freedom
Complete freedom of choice to select your preferred doctor, specialist, pharmacy, and hospital—anywhere in the world.
Up to $2,000,000 Limit
Elite financial protection against major illnesses, organ transplants, and critical care with dollar-denominated stability.
Worldwide Rescue
Includes built-in 24/7 emergency medical evacuation, repatriation, and compassionate visits to keep you safe no matter where you travel.
Extensive Travel+ Benefits
Perfect for jet-setters. It covers medical emergencies for overseas trips up to 90 days, plus travel inconveniences like flight delays, trip cancellations, and lost luggage.
Optional Income Protection
Add the Critical Cover Extra rider to receive a lump-sum cash payout of up to $50,000 upon diagnosis of a major illness (like cancer or heart attack).
Critical Cover Extra: Financial Peace of Mind
Lump Sum Cash
Receive the full benefit amount directly upon diagnosis to cover immediate costs.
Receive Up to $50,000 Cash: Your Safety Net for Major Illnesses.
Total financial protection if diagnosed with cancer, heart attack, or other major conditions.
Flexible Usage
Use funds for recovery, lifestyle adjustments, or any alternative treatments you choose.
