₱2,000,000 Extra Limit
A massive second layer of defense against major illnesses and surgeries.
FOR CORPORATE EMPLOYEES
Is your Standard HMO Really Enough?
Many people rely on their company HMO, but in a major medical emergency, it can be exhausted within just a few days. When that happens, hospital bills often come out of personal savings. FlexiShield provides an affordable backup with up to ₱2,000,000 in additional coverage, giving extra financial protection when it matters most.
Trusted by 500+ Filipino Families
COVERAGE BOOST+₱2,000,000
What is FlexiShield?
FlexiShield is a "Top-Up" or second-layer medical plan. It is specifically designed to sit quietly behind your current personal or company-provided HMO.
The exact moment your primary HMO limit runs out, FlexiShield automatically activates to cover your massive hospital bills—up to ₱2,000,000! Because it acts as a backup, the premiums are incredibly affordable.
Why My Clients Love FlexiShield:
Private Room Comfort
Recover in peace with "As Charged" Private Room accommodations.
Daily Cash Assistance
Receive ₱1,000/day (up to 30 days) to help with incidental expenses during confinement.
Free TeleHealth Access
24/7 doctor consultations, even before your first-layer HMO is exhausted.
Pandemic Ready
Full coverage for COVID-19, ensuring you're protected against modern threats.
Flexible Availment
Enjoy "no-cash-outlay" at accredited hospitals, or choose your own doctor and get reimbursed.
Who Can Apply?
FlexiShield is highly exclusive but simple to qualify for. Confirm your eligibility below:
1. Active HMO
You must have an active personal or company-provided HMO.
2. Min. Coverage
Current HMO limit of at least ₱150,000 per illness/year.
3. Age Range
Eligibility is between 15 days and 75 years old.
Extremely Affordable Protection
Because you already have a first-layer HMO, Pacific Cross rewards you with fractional pricing. Premium starts at:
AGES 0 TO 20
₱7,291
per year
MOST POPULAR
AGES 21 TO 35
₱8,400
per year
AGES 36 TO 45
₱11,693
per year
Note: Pricing depends on your current HMO limit. Sean will calculate the exact, lowest premium for you.
APPLY THROUGH SEAN
Why Apply
Through Sean?
Buying insurance shouldn't be a headache. When you apply through me, you get an intuitive advocate in your corner.
- Zero Paperwork Stress
I will personally parse your documents, handle the application forms, and ensure everything is filed correctly.
- Direct Liaising
If something related to your policy needs clarification or follow-up with Pacific Cross, I can help facilitate communication and assist where appropriate.
- Fast Turnaround
I help coordinate the back-and-forth communication so your policy application can move through the process as smoothly and quickly as possible.
Secure Your Backup Coverage Today
Share a few details and Sean will personally reach out with the best FlexiShield plan for your needs.